The Mambu Payments API is a REST API. It has predictable resource-oriented URLs, accepts form request bodies, returns JSON responses, and uses standard HTTP response codes, authentication, and verbs.

The API is built around the following main resources:

Resource	Description
Connected accounts	A connected account is a bank or technical account connected through Mambu Payments
Account holders	An individual or organization you need to send money to or receive money from
External accounts	The bank account of a counterparty
Internal accounts	The bank account of a customer on behalf of which you send or receive payments
Payment orders	A payment order sent to your bank from a connected account
Incoming payments	A payment received on a connected account
Returns	The return of a payment order or an incoming payment
Payment captures	A payment capture is a card or APM charge, refund, or chargeback
Transactions	A debit or credit transaction posted on a connected account
Balances	A balance posted on a connected account
Direct debit mandates	A mandate that authorises a creditor to debit a bank account
Reconciliations	A reconciliation between a payment and a transaction
Expected payments	A payment expected on a connected account
Payee verification requests	A request sent or received to verify a payee as part of EU's VOP regulation
Files	A file sent to or received from a partner bank, CSM, or connectivity provider, such as a payment file, a payment status report file, or an account statement file
Events	An event created when a payment is updated, a transaction is booked, a balance is created, etc.
Return requests	The request to return a payment order or an incoming payment
Inquiries	An inquiry related to a return request
Claims	A claim related to a payment order or an incoming payment