A direct debit mandate authorises a creditor (a company, public administration, or association) to collect payments from a debtor's bank account (a company, public administration, association, or individual).

Attribute	Description
id string	The direct debit mandate ID.
object string	Always `direct_debit_mandate`.
connected_account_id string	The the direct debit mandate connected account.
direction string	The direct debit mandate direction. Either `outgoing` or `incoming`.
reference string	The the direct debit mandate reference.
signature_date date	The direct debit mandate signature date.
type string	The direct debit mandate type. Supported direct debit mandate types include: `sepa_core` `sepa_b2b` `bacs_debit`
frequency string	The sequence of the direct debit mandate. Either `one_off` or `recurring`.
creditor_account object	The account to be credited. This attribute is required for financial institution connected accounts, and cannot be specified if `originating_account_id` is filled or if connected account's `type` is "corporate".
creditor_account_id string	The ID of the internal account to be credited. It must be left empty if the `creditor_account` attribute is filled. Only supported for outgoing mandates created by `type` is `financial_institution` connected accounts.
debtor_account object	The account to be debited. It must be left empty if `debtor_account_id` parameter is filled.
debtor_account_id string	The ID of the account to be debited. For `outgoing` direct debit mandates, it can be an external account ID. For incoming direct debit mandates it can be an internal account ID, however it only applies to financial institutions. A `debtor_account_id` cannot be used if the `debtor_account` attribute is already filled.
status string	The direct debit mandate status.
custom_fields string	Custom fields in JSON `key:value` format. See Custom fields.
metadata object	Additional data in JSON `key:value` format. See Metadata.
created_at datetime	The direct debit mandate creation UTC timestamp.

Deprecated attributes:

Attribute	Deprecation details
~~sequence~~ string	The sequence of the direct debit mandate. Either `one_off` or `recurring`. Replaced by `frequency`.
~~receiving_account~~ object	Use either `debtor_account` or `creditor_account` depending on the direction of the mandate.
~~receiving_account_id~~ string	Use either `debtor_account_id` or `creditor_account_id` depending on the direction of the mandate.
~~originating_account~~ object	Use either `debtor_account` or `creditor_account` depending on the direction of the mandate.
~~originating_account_id~~ string	Use either `debtor_account_id` or `creditor_account_id` depending on the direction of the mandate.

Below is an example of a direct debit mandate:

{
  "id": "c3fd9ee4-2aab-11ed-a261-0242ac120002",
  "object": "direct_debit_mandate",
  "connected_account_id": "591d818a-27c5-11ee-be56-0242ac120002",
  "direction": "outgoing",
  "reference": "UMR-35623234324",
  "signature_date": "2024-09-03",
  "type": "sepa_core",
  "frequency": "recurring",
  "sequence": "recurring",
  "creditor_account": {
     "account_number": "FR7601234567891127967100082",
     "bank_code": "BNPAFRPPXXX",
     "creditor_identifier": "FR123ZZZ123456",
     "holder_name": "PartnerCo",
     "holder_address": {
        "line_1": "1, rue de la Bourse",
        "line_2": "",
        "postal_code": "59000",
        "region_state": "",
        "city": "Lille",
        "country": "FR"
     }
  },
  "creditor_account_id": "b38f5318-a389-4278-9cbe-d16116750982",
  "debtor_account": {
     "account_number": "FR7601234567890627967100010",
     "bank_code": "SOGEFRPP",
     "holder_name": "SoftwareCo",
     "creditor_identifier": "",
     "holder_address": {
        "line_1": "1, rue de l'Abondance",
        "line_2": "",
        "postal_code": "69003",
        "region_state": "",
        "city": "Lyon",
        "country": "FR"
     }
  },
 "debtor_account_id": "30b356df-4135-4641-ae9e-e3a7903b5308",
 "status": "active",
 "custom_fields": {},
 "metadata": {},
 "created_at": "2025-01-19T08:12:11.734182Z"
}