Claims refer to formal requests between financial institutions to resolve payment issues. They specifically include a Claim Non-Receipt to address missing funds not credited as expected and a Claim for Value-Date Correction to correct the date on which funds were or should have been credited. This feature is only available to financial institution customers.
Attribute | Description |
---|---|
id string | The claim ID. |
object string | Always claim . |
type string | Either sepa_non_receipt or sepa_value_date_correction . |
status string | The status of the claim. See Claim lifecycle for a comprehensive list of claim statuses. |
status_details string | Additional information related to the claim. For instance, the message sent by the originating bank. |
reason string | The reason code behind the acceptance/rejection of the claim. |
value_date date | The claim’s value date. |
connected_account_id string | The ID of the connected account on which the claim has been received or sent. |
related_payment_type string | Either payment_order for outbound claims or incoming_payment for inbound claims. |
related_payment_id string | The UUID of the related payment order or incoming payment, if found. |
related_payment object | The raw content of the payment, when Numeral cannot find the related payment among payment orders or incoming payments. If filled, it could contain the following sub-properties: - amount : amount of the underlying payment- currency : currency of the payment- direction : always “credit”- value_date : value date of the payment- reference : reference of the payment- originating_account : originating account object- receiving_account : receiving account object- bank_data : technical bank identifiers of the payment |
metadata object | Additional data in JSON key:value format. See Metadata. |
bank_data object | Bank data, such as message and transaction IDs, in JSON key:value format. |
created_at datetime | The UTC timestamp of the creation of the claim. |
Below is an example of a claim:
{
"id": "d8780109-3e1b-5132-b0fe-7e2adeca90b8",
"object": "claim",
"type": "sepa_non_receipt",
"status": "received",
"status_details": "We have been advised that the beneficiary did not receive payment",
"reason": null,
"value_date": "2024-12-18",
"connected_account_id": "f32ca0d3-0d86-4398-820f-ce2183dd414c",
"related_payment_type": "incoming_payment",
"related_payment_id": "9b375315-8181-5714-9906-3817add93853",
"related_payment": null,
"metadata": {},
"bank_data": {
"assignment_id": "5743264673463473467324",
"case_id": "SE362734732463",
"file_id": "a4989a6d-01bf-5baf-a0b2-532953c35ed7"
},
"created_at": "2024-12-18T15:04:37.604046Z"
}