Claim object

Claims refer to formal requests between financial institutions to resolve payment issues. They specifically include a Claim Non-Receipt to address missing funds not credited as expected and a Claim for Value-Date Correction to correct the date on which funds were or should have been credited. This feature is only available to financial institution customers.

Attribute Description
id
string
The claim ID.
object
string
Always claim.
type
string
Either sepa_non_receipt or sepa_value_date_correction.
status
string
The status of the claim. See Claim lifecycle for a comprehensive list of claim statuses.
status_details
string
Additional information related to the claim. For instance, the message sent by the originating bank.
reason
string
The reason code behind the acceptance/rejection of the claim.
value_date
date
The claim’s value date.
connected_account_id
string
The ID of the connected account on which the claim has been received or sent.
related_payment_type
string
Either payment_order for outbound claims or incoming_payment for inbound claims.
related_payment_id
string
The UUID of the related payment order or incoming payment, if found.
related_payment
object
The raw content of the payment, when Numeral cannot find the related payment among payment orders or incoming payments. If filled, it could contain the following sub-properties:

- amount: amount of the underlying payment
- currency: currency of the payment
- direction: always “credit”
- value_date: value date of the payment
- reference: reference of the payment
- originating_account: originating account object
- receiving_account: receiving account object
- bank_data: technical bank identifiers of the payment
metadata
object
Additional data in JSON key:value format. See Metadata.
bank_data
object
Bank data, such as message and transaction IDs, in JSON key:value format.
created_at
datetime
The UTC timestamp of the creation of the claim.

Below is an example of a claim:

{
    "id": "d8780109-3e1b-5132-b0fe-7e2adeca90b8",
    "object": "claim",
    "type": "sepa_non_receipt",
    "status": "received",
    "status_details": "We have been advised that the beneficiary did not receive payment",
    "reason": null,
    "value_date": "2024-12-18",
    "connected_account_id": "f32ca0d3-0d86-4398-820f-ce2183dd414c",
    "related_payment_type": "incoming_payment",
    "related_payment_id": "9b375315-8181-5714-9906-3817add93853",
    "related_payment": null,
    "metadata": {},
    "bank_data": {
        "assignment_id": "5743264673463473467324",
        "case_id": "SE362734732463",
        "file_id": "a4989a6d-01bf-5baf-a0b2-532953c35ed7"
    },
    "created_at": "2024-12-18T15:04:37.604046Z"
}