Learn about the Mambu Payments (formerly Numeral) API
Welcome to the Mambu Payments (formerly Numeral) API reference.
Mambu Payments (formerly Numeral) enables fintechs and banks to send, receive, and reconcile payments through their banks with a single API and dashboard.
The Mambu Payments (formerly Numeral) API is a REST API. It has predictable resource-oriented URLs, accepts form request bodies, returns JSON responses, and uses standard HTTP response codes, authentication, and verbs.
The API is built around the following resources:
- Connected accounts - A connected account is a bank or technical account connected through Mambu Payments (formerly Numeral)
- Account holders - An individual or organization you need to send money to or receive money from
- External accounts - The bank account of a counterparty
- Internal accounts - The bank account of a customer on behalf of which you send or receive payments
- Payment orders - A payment order sent to your bank from a connected account
- Incoming payments - A payment received on a connected account
- Returns - The return of a payment order or an incoming payment
- Payment captures - A payment capture is a card or APM charge, refund, or chargeback
- Transactions - A debit or credit transaction on a connected account
- Balances - The balance of a connected account
- Direct debit mandates - A mandate that authorises a creditor to debit a bank account
- Reconciliations - A reconciliation between a payment and a transaction
- Expected payments - A payment expected on a connected account
- Payee verification requests - A request sent or received to verify a payee as part of the VOP regulation
- Files - A file sent to or received from a partner bank, CSM, or connectivity provider, such as a payment file, a payment status report file, or an account statement file
- Events - An event created when a payment is updated, a transaction is booked, a balance is created, etc.
The following resources are dedicated to customers operating as SEPA, Bacs, or FPS indirect or direct participants:
- Return requests - The request to return a payment order or an incoming payment
- Inquiries - An inquiry related to a return request
- Claims - A claim related to a payment order or an incoming payment
Read through the API reference to learn how to integrate the Mambu Payments (formerly Numeral) API and be live in days.