In addition to the API and manual payment order creation in the dashboard, Numeral enables you to create payment orders by uploading a payment file in the dashboard. To upload a payment file, go to Payments > Payment orders > Upload payment file.

1. Uploading a payment file

By default, the payment file upload feature supports two formats:

Standard ISO 20022 pain.001 XML files
Numeral CSV template

If you have a custom file format that you would like to use, please contact us at [email protected]..

After you upload a payment file, the corresponding payment orders will be created asynchronously. You can close or refresh the page. After they have been created, payment orders will be visible on the Payment orders page.

2. Processing time

Number payments	Processing time
Up to 1,000	<60 seconds
Up to 10,000	~5 minutes
Up to 25,000	~25 minutes

3. Numeral CSV template

Columns	Description	Authorised values	Mandatory
id	The ID of the payment. If filled, Numeral will check for duplicates before creating the payment	Recommended unique values like UUID-v4	Recommended
type	The type of the payment	`sepa`, `sepa_instant`, `sepa_urgent`, `fps`, `bacs`, `swift`, `treasury`, or `target2`	✅
treasury_option	The type of treasury payments	`local`, `international`, `relocated`, or `safeguarding`
confidentiality_option	Used in case of a confidential payment	`payroll`
fee_option	Network payment fee preference. Only applicable to Swift payments	`shared`, `originator`, or `receiver`
direction	The direction of the payment	`credit` or `debit`	✅
amount	The amount of the payment, with decimals	Amount with decimals, e.g 149.99	✅
currency	The currency of the payment	ISO 4217 currency codes, e.g. EUR or GBP	✅
reference	The message that will appear on the origin and destination account statements, with a maximum of 140 characters	String, up to 140 characters	✅
purpose	Reserved, not used at the moment
requested_execution _date	The requested execution date of the payment order. Only available for SEPA direct debit payments for now	Date format, yyyy-mm-dd, e.g., 2024-06-22
receiving_account _holder_name	The account holder name of the receiving account		✅
receiving_account _account_number	The account number of the receiving account	IBAN or local account number format	✅
receiving_account _bank_code	The bank code of the receiving account	BIC / Swift code or local format (sort code)	✅
receiving_account _country	The country of the receiving account	ISO 3166 country codes	Recommended
receiving_account _city	The city of the receiving account		Recommended
receiving_account _building_number	The building number of the receiving account
receiving_account _street_name	The street name of the receiving account
receiving_account _zip_code	The zip code of the receiving account
receiving_account _region_state	The region or state of the receiving account
direct_debit _mandate_reference	The unique mandate reference. Only applicable in the case of direct debit payments		Mandatory for direct debit payments
direct_debit _mandate_type	The mandate type. Only applicable in the case of direct debit payments	`sepa_core`, `sepa_b2b`, or `bacs_debit`	Mandatory for direct debit payments
direct_debit _mandate_sequence	The mandate sequence. Only applicable to SEPA direct debit payments	`one_off`, `first`, `recurring`, or`last`	Mandatory for direct debit payments
direct_debit _mandate_signature _date	The mandate type. Only applicable to SEPA direct debit payments	Date format, yyyy-mm-dd, e.g., 2024-06-22	Mandatory for direct debit payments
originating_account _holder_name	The holder name of the receiving account. Only applicable to SEPA indirect payments		Mandatory for SEPA indirect or agency banking payments
originating_account _account_number	The account number of the receiving account. Only applicable to SEPA indirect payments	IBAN or local account numberformat	Mandatory for SEPA indirect or agency banking payments
originating_account _bank_code	The bank code of the receiving account. Only applicable to SEPA indirect payments	BIC / Swift code or local format (UK sort code)	Mandatory for SEPA indirect or agency banking payments
originating_account _creditor_identifier	The creditor identifier of the receiving account. Only applicable to indirect participants for direct debit payments	SEPA Creditor Identifier (SCI) or UK Service User Number (SUN)	Mandatory for direct debit SEPA indirect or agency banking payments
originating_account _country	The country of the receiving account. Only applicable to SEPA indirect payments	ISO 3166 country codes	Mandatory for SEPA indirect or agency banking payments
originating_account _city	The city of the receiving account. Only applicable to SEPA indirect payments		Recommended for SEPA indirect or agency banking payments
originating_account _building_number	The building number of the receiving account. Only applicable to SEPA indirect payments
originating_account _street_name	The street name of the receiving account. Only applicable to SEPA indirect payments
originating_account _zip_code	The zip code of the receiving account. Only applicable to SEPA indirect payments
originating_account _region_state	The region or state of the receiving account. Only applicable to SEPA indirect payments
ultimate_originator _holder_name	The holder name of the ultimate originating account, for regulation purposes
ultimate_originator _organization _identification _bank_code	The BIC code of the ultimate originating account, for regulation purposes
ultimate_originator _organization _identification _other	The identification or registration number of the ultimate originating account, for regulation purposes
metadata	Technical metadata related to this payment. See metadata	metadata_key1 =value1	metadata_key2 =value2
custom_fields	Custom field values related to the payment. See custom fields	custom_field_key_1 =value1	custom_field_key2 =value2