Numeral processes payments created by customers and sends them to banks through files or API requests.

Processing rules are configured in Numeral on a per customer and per bank basis, depending on customer's preferences and bank's capabilities, including but not limited to file / API request size limits, cut-off times, etc.

In sandbox, payments are automatically processed every 60 minutes.

Customers can now manage processing rules internally and manually push payments to processing.

Pushing payments to processing using the API

We launched a new Process payments API endpoint to process payment orders, returns, return requests, and responses to return requests.

curl --request POST \
     --url https://sandbox.numeral.io/v1/process_payments \
     --header 'Accept: application/json' \
     --header 'Content-Type: application/json' \
     --header 'X-API-Key: Your_API_Key'
     --data '

{
	"connected_account_ids":[
		"2dea3d53-0f0f-45ae-ae2f-57906d19f9e4",
		"bb9081ce-f033-4118-afcc-ce0e76b3b110"
	],
	"payment_types":[
		"sepa",
		"sepa_instant",
		"fps"
	]
}
'

Wildcards ("*") can be used to process payments for all connected accounts and all payment types.

Accepted payment types include:

• sepa (SEPA credit transfers and SEPA direct debits)
• sepa_instant (SEPA instant credit transfers)
• bacs (Bacs direct debits and direct credits)
• fps (FPS payments)
• treasury (treasury payments)

Pushing payments to processing from the dashboard in sandbox

Dashboard users can manually push payments to processing in sandbox by clicking on Manually process payments in the navigation bar.

[2024-02-06] Numeral customers can now select multiple payments or counterparty accounts pending approval in the dashboard and approve or cancel them in one click.

[2024-02-06] Numeral customers can now leverage pre-filtered table views for the following Numeral objects in their related tabs dashboard:

[2024-02-02] Numeral customers operating as payment schemes indirect participants (SEPA, Bacs, FPS) can now create interbank payments from the dashboard.

To create an interbank payment from the dashboard, a user must:

• Open the Create a payment order form from the Payment orders tab
• Select their SEPA, Bacs or FPS processing account as the connected account
• Fill in the necessary information in the form

[2024-02-01] We now support LHV EU and UK branches. LHV’s EU and UK customers can now connect their accounts to send payments and access bank account data using Numeral.

[2024-01-18] Numeral now creates incoming payments for incoming credit transfers and instant credit transfers retrieved from camt.052 intraday account statement files.

Similarly to incoming payments for SEPA indirect participants, incoming payments for corporate customers are automatically reconciled with the corresponding transactions on the connected bank account.

Numeral customers can visualise incoming payments in the dashboard and receive webhook notifications as soon as incoming payments are created.

[2023-11-29] Users can now approve counterparty accounts before they can be used to create payment orders, expected payments, or direct debit mandates in the Numeral dashboard.

Counterparty accounts can be approved in the dashboard and the API:

• Approve a counterparty account
• Deny a counterparty account

A new Approve counterparty accounts user permission has been added and assigned to the Admin, Manager, and Approver user roles.

Counterparty approval is disabled by default. To activate counterparty account approval, please contact us at [email protected].

[2023-11-27] We now support treasury payments (also known as internal payments) as well as payroll payments. Check how to create such payments in the existing Create a payment order API endpoint.

[2023-11-20] We now support Intesa Sanpaolo as a SEPA sponsor bank. Intesa Sanpaolo’s SEPA indirect participants can send and receive payments, returns, return requests, and inquiries as well as access account data using Numeral.

[2023-11-17] Users can now group connected accounts by currency, bank name and country in the Numeral dashboard. The latest available balances of grouped accounts are aggregated.